Are we allowed to advertise for a non-smoking tenant?

我们可以登广告招聘无烟房客吗？

You are permitted to advertise for a non-smoking tenant, and you should also include a no smoking clause in your tenancy agreement. If the tenant does not comply then you’ll have to issue a notice, which asks them to stop this activity within a specified time period. If the problem is not corrected, then you could file an application to the Landlord and Tenant Board seeking termination of tenancy.

你可以登广告招聘无烟房客，你也可以在租赁协议中加入禁烟条款。如果租户不遵守规定，则房东必须发出通知，要求他们在指定的时间段内停止此活动。如果问题没有得到改善，你可以向房东和租户委员会提出申请，要求终止租赁。

The tenant has failed to provide me with a copy of their tenant insurance renewal policy. This is also in the lease agreement and is required by my insurance policy. The tenant had provided it originally when moving in, but refuses now, saying it is not in the lease agreement, even though it clearly is.

承租人未能向我提供其承租人保险续保政策的副本。这在租赁协议中，同时也是我的保险单要求的。租客在搬进来的时候就已经提供了，但是现在拒绝提供，说租赁协议里没有，尽管事实上明显是有的。

Regarding insurance, you would use the N5 form due to a breach of contract that will result in problems for you dealing with your insurer and added liability in the event that any problem event occurs in the future.

关于保险，由于违反合同，您将使用N5表格，同时这将给您与保险公司打交道带来麻烦，并在以后发生任何问题事件时增加责任。

There was a fire in the tenant’s unit, and he did not have insurance even though the lease specifies tenants must carry contents insurance. Are we protected?

房客的房间发生了火灾，尽管租约上规定租户必须投保物品保险，但是他没有保险。那么业主是否会被保护？

The issue of insurance is not really addressed under the Residential Tenancies Act. All landlords are encouraged to include a clause in their tenancy agreements specifying that the tenants are responsible to obtain their own contents insurance. This will usually minimize the chances of the tenant claiming that the landlord is responsible when a problem arises. However, if a problem occurs due to negligence on the part of the landlord, the tenant could still claim compensation from the landlord despite any clause in the agreement. Our understanding is that including these clauses in a tenancy agreement may not completely absolve the landlord of any responsibility. When dealing with insurance issues we suggest consulting a lawyer as it is not an issue that is clearly addressed in the law. The Law Society Referral Service can refer you to a lawyer or paralegal, you can reach them at https://lsrs.lsuc.on.ca/lsrs/ or by telephone at 416-947-3330 or toll-free at 1-800-268-8326.

《租务法》并未真正解决保险问题。所以我们鼓励所有房东在其租赁协议中加入一项条款，规定承租人有义务投保自己的物品保险。这通常会使承租人在出现问题时将责任推卸给业主的可能性降到最低。但是，如果由于房东的疏忽而出现问题，尽管协议中有任何条款，承租人仍然可以向业主索赔。我们的理解是，在租赁协议中包含这些条款并不能完全免除房东的任何责任。在处理保险问题时，我们建议咨询律师。由于这不是法律明确规定的问题，律师协会推荐服务可以把你介绍给律师或律师助理，你可以通过https://lsrs.lsuc.on.ca/lsrs/或拨打电话416-947-3330或拨打免费电话1-800-268-8326与他们取得联系。

房东网转译自LandlordHelp

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