下面是一位贷款经理与贷款申请人之间的对话实录（From著名的Butler Mortgage公司）

贷款经理：

Reviewing your 3 months bank statements we see your payroll deposits are going in every 2 weeks but we see a CERB deposit from the Government of Canada 

Why is that?（审阅你三个月银行的交易记录，看到每两个星期有工作收入进帐，也看到政府紧急救助费用（CERB）进账，为什么？）

贷款申请人: 

It's the Covid benefit （这是疫情下的补助）

贷款经理

Yes sir, we know but it appears you are working full time （但你显然有工作啊）

贷款申请人

Yes, I am （是的）

贷款经理

And getting CERB? （仍然拿CERB补贴）

贷款申请人

Yes （是的）

贷款经理

Sir, the Government specifically says that shouldn't happen, it's only if you lost your job due to Covid, you would get CERB

（先生，政府明确说了，只有在疫情中失去工作的人才能申请得到）

贷款申请人：

Both my cousins said it was fine, they just applied and got it, so I applied and got it 

（我表兄说没问题，申请了，我也就申请了）

贷款经理：

But you had to state that you were off work due to Covid but you're still working? （申请的时候需要声明你是没工作的，但你有工作啊？）

申请人：

My cousins said to get it just in case something happened with my job（我表兄说先拿到，以备工作出现闪失）

This happened （所以就拿了）

最后银行拒绝了这个申请。对这种欺骗行为银行不能容忍！

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